UCL - Property-Casualty Insurance

[DROP2021]

[30h] 5 credits

This course is taught in the 2d semester.

Teacher(s):

Language: French

Level: Second

Aims
Main themes
Other information (prerequisite, evaluation (assessment methods), course materials recommended readings, ...)

Aims

This course is an extension of the general course on Insurance Law taught in the optional bloc " Insurance ". It aims to have the students master the rules related to the specific branches of insurance included in the category of property-casualty insurance and to introduce them to the reading and the critical analysis of the insurance policies available on the market.

By the end of the class, the students must be able to:

- Understand and analyse the main provisions of any contract of property-casualty insurance
- Give an analysis of the validity and the opportunity of these provisions in reference to their legal and regulatory framework
- Determine de specificities of the different contracts of property-casualty insurance and analyse the specific rules applicable thereto.

This course is part of a consistent optional bloc made up of three courses. The professors form a teaching team: they confer with each other on both the content and the methods of each class so as to ensure the courses complement each other. The course relies on participating educational methods (project or case studies, case law analysis, comments of articles, debates with guests, etc.) enabling the student to develop by himself a critical, prospective and creative look. The students are encouraged to actively participate to the class and to involve themselves into the learning process, which combines both a collective and an individual dimension. At this prospect, the professors in the different optional blocs confer with each other within the law faculty about the pedagogic measures carried out.

Main themes

The course is structured around the types of insurance which make up the category of property/casualty insurances: property insurance, fee insurance, liability insurance.

For each of these categories, the course analyses the specificities of the most-frequently-used insurance policies on the market (fire insurance, theft insurance and credit insurance as for property insurances, legal fees insurance and business income coverage as for fee insurances, professional liability insurance, automobile insurance, personal and commercial liability insurance as for liability insurance).

Other information (prerequisite, evaluation (assessment methods), course materials recommended readings, ...)

The course of property-casualty insurance is part of a consistent optional bloc made up of three courses. For the students to fully benefit from the course, they are required to know the rules commonly applicable to all the insurance contracts such as they have been taught in the course of Insurance Law. The course of Insurance Law is thus a prerequisite.

The training relies on a syllabus of documents containing all the policies examined during the classes. Naturally, the examination of the policies supposes an active participation of the students.

As in the other courses of the option, the acquisition of the Code of Insurance, edited by Bruylant (collection Code en poche) is highly recommended.

The final exam will be oral in front of each of the professors, respectively for the part they are teaching. A written preparation of 20 minutes precedes the exam.